How To Create Online SBI Virtual Credit Cards (VCC)

You can use SBI VCC as a regular debit or credit card. Once you have used your card it will be blocked automatically by the system and Even if you don’t use it for two days, it will again get blocked by itself. That’s why we are taking it as the most flexible and safest mode of payment.

Virtual cards can also be created with ICICI Bank, Axis Bank, and HDFC Banks but State Bank gives more flexibility as compared to any other bank. So now Let’s get to the point. The method for How To Create Online SBI Virtual Credit Cards is very easy which is explained with screenshots below.

1) Can Be Created As Many Times As Per Need
2) No Extra Tax or Transaction Fee For Card Creation or Usage
3) Reliable and More Secure Than Physical Credit or Debit Cards
4) Build for Single Time Usage ( Will Be Automatically Blocked After First Transaction

Requirements For Sbi Virtual Credit Cards1) You must have State Bank Account Obviously
2) You Must Have Internet Banking Enable On That Account
3) Your Mobile Number and PAN Card Must Be Linked With Your Account.

How To Create SBI Virtual Credit Cards

This is how you can Create Online SBI Virtual Credit Cards anytime.

1) Go to Onelinesbi
2) Go To Personal Banking and Log In With Your Credentials ( User/Pass )
3) Now After Successful Login Go To E-Cards Section ( As Shown In Image Below )

4) Enter Any Desired Amount, You Want To Be In Your Virtual Card ( Between Rs.100 to Rs.50000) and Tick “Terms and Conditions” and Click on the Generate Button

5) In the Next Screen You Will See Your Account & Amount Details, Just Click on Generate Button Again

6) Now an OTP ( One Time Password ) Will Be Sent To Your Mobile Number Which You Have To Put On Your Screen.

7) Done, Next Screen Will Show You Your Virtual Credit Card.

8) Note Down the Details of the Cards Like Name, 16 Digit Card Number, CVV, Expiration Date

This was the process for How To Create Online SBI Virtual Credit Cards.

How to use SBI Virtual Card:

1) Select required goods / services on merchant website.
2) Select State Bank Debit Card / Visa Card from the payment options.
3) Enter the Virtual Card details on the website.
4) Enter your secure 8-Digit password (OTP), received on your mobile.
5) After successful validation, you will receive SMS on your registered mobile confirming the transaction.
6) After the transaction, the Card will be de-activated and cannot be used again.

How Transaction Works On SBI Virtual Credit Card:

1) If You Have Rs.5000 in Your Virtual Card and You Made a Transaction of Rs.4600 Then Rest of the Amount Will Be Credited in Your SBI Account Automatically.
2) If You Dont Used Your Card For More Than 2 Days Then It Will Be Automatically Blocked For Security Reason. But You Can Create New VCC At Any Time You Want.

Create Online SBI Virtual Credit Cards now and enjoy these features.